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HOW CAN YOU USE YOUR LOAN
DEBT CONSOLIDATION
HOME IMPROVEMENT
SOLAR
OTHER USES
About Our Personal Loans
What is a Personal Loan?
A personal loan is an unsecured installment loan with a fixed interest rate that is repaid in equal monthly payments. You may be able to receive up to $45,000 by the next business day to take control of your financial goals - whether that's consolidating debt, making home improvements, or making a major purchase.
Benefits of Rocket Loans
Our Rocket Loans process is simple, convenient, and completely online to get you the money you need as quickly and efficiently as possible. A personal loan allows you to simplify your finances with a single, fixed monthly payment. There are no pre-payment penalties or hidden fees.
What Should I Know?
Rocket Loans platform works by sharing data electronically, so we'll need you to:
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Verify your identity electronically
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Verify your income electronically
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Log into and validate your bank account electronically
OUR SIMPLE PROCESS
Explore your options
Getting your personal loan options is easy. Really easy. We'll ask you some basic questions that you probably know off the top of your head. Thats it!
To view your rate, you'll need:
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Your Full Name
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Current Address
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Income Information
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Social Security #
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Date of Birth
Select your loan
This is where you take the reins. We'll show you the loan options you qualify for, and you'll be able to choose the amount, term, and rate that best fit your needs.
We'll review your information
This is where you'll complete your application by providing some additional information, including your bank account information, and allow us to securely validate all of the information provided. We attempt to validate everything real-time, but in some cases, we may need to request additional documentation (for example, driver's license, pay stubs, bank statements and/or tax forms) to support the information you filled out on your application.
Receive your money
Once you agree to the final terms (recapping everything you've already seen), we'll start the process to approve and fund your loan. In some cases, we can transfer your funds on the same business day, but based on the bank you use, and the process of getting money into your account, it could take a couple business days. Either way, you'll be hours away from getting the money you need.
Other Uses for Personal Loans
What other things can I use my Personal Loan for?
A generic Personal Loan can help you get the money you need for things that our other loans don't cover. You can use this type of personal loan for anything from traveling to making a large purchase (note: you may not use one of our personal loans as a student loan or for things that are associated with illegal activities).
Is a Personal Loan the right option for me?
If you have expenses you need to pay for in a lump sum but don't have the money to cover it at the moment, a generic Personal Loan may help you cover these costs. Better yet, you can enjoy the ease of our process with a single, automated monthly payment.
How does the Personal Loan process work?
Learn more about our process.
What are the benefits of a Personal Loan with Rocket Loans?
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Quick and easy online application
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Money directly deposited
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Simple payment options